Privacy Policy

This Privacy Policy explains how ownURgrowth ("ownURgrowth", "we", "us", or "our") collects, uses, and protects your information when you use ownurgrowth.com and our courses, content, and related services (the "Services"). By using the Services, you agree to the practices described here.

1. Information We Collect

• Account information. When you sign up or sign in (including via Google Sign-In), we receive your name, email address, and profile photo URL where available.
• Payment information. Payments are processed by our payment gateway, Razorpay. We do not collect or store your full card, UPI, or bank details. We retain payment records such as order ID, payment ID, plan purchased, and amount.
• Usage data. Information about how you access and use the Services, such as pages viewed, courses accessed, device and browser type, and approximate location derived from your IP address.
• Communications. Information you provide when you contact us (for example, through our contact form or by email).

2. How We Use Your Information

• Provide, maintain, and secure access to your purchased courses and content.
• Process payments and send you receipts and transactional emails.
• Respond to your support requests and communications.
• Monitor, improve, and develop the Services.
• Detect, prevent, and address fraud, abuse, and security incidents.
• Comply with applicable legal obligations.

3. Cookies & Local Storage

We use cookies and browser local storage to keep you signed in, remember your purchases, and understand how the Services are used. You can control cookies through your browser settings, but disabling them may affect core functionality such as staying logged in.

4. Service Providers We Share Data With

We do not sell your personal information. We share it only with trusted service providers who process it on our behalf to operate the Services:

• Supabase — authentication and database hosting.
• Razorpay — payment processing.
• Google — Sign-In (authentication).
• Bunny.net — video and content delivery.
• Vercel — application hosting and analytics.
• Email delivery providers — sending receipts and transactional emails.

These providers may process data outside India. We also may disclose information where required by law or to protect our rights, users, or the public.

5. Data Retention

We retain your information for as long as your account is active or as needed to provide the Services, comply with our legal obligations, resolve disputes, and enforce our agreements. Payment and transaction records are retained as required by applicable financial and tax laws.

6. Data Security

We use reasonable technical and organizational measures to protect your information, including encrypted connections and access controls. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Your Rights

Subject to applicable law, you may request access to, correction of, or deletion of your personal information, and you may object to or restrict certain processing. To exercise these rights, contact us at support@ownurgrowth.com. We may need to verify your identity before acting on a request.

8. Children's Privacy

The Services are intended for users aged 18 and over. We do not knowingly collect personal information from children. If you believe a child has provided us information, please contact us so we can remove it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be reflected by updating the "Last updated" date above. Your continued use of the Services after changes take effect constitutes acceptance of the revised policy.

10. Contact Us

Questions about this Privacy Policy? Email us at support@ownurgrowth.com or visit our contact page for our full contact details.